Car accidents aren’t a rare occurrence in New York as there are many vehicles on the road and many factors that can potentially contribute to a collision. Even minor accidents can leave you feeling shaken and uncertain about what to do next. By remaining calm and taking appropriate action immediately, you can ensure your safety and safeguard your rights.
Check for injuries and call for help
The first thing you should do after a car accident is to check yourself and your passengers for injuries. If anyone is injured, call for medical assistance immediately.
If there are no serious injuries, move your car to a safe location and call the police. Even if the accident seems minor, it’s important to have an official report on file and to seek a health professional’s diagnosis to avoid overlooking any hidden injuries.
Exchange information with the other driver
Once everyone is safe, exchange information with the other driver. Be sure to get their name, phone number and insurance information. You should also get the contact information of any witnesses who saw the accident, an act that can be very useful down the road.
Document the accident
Take pictures and videos of the accident scene, including damage to your car, the other car and any property that was damaged in the accident. Take notes on what occurred leading up to the accident, including the time and location of the accident, weather conditions and any other relevant information to avoid forgetting potentially vital information.
Contact your insurance company
Report the accident to your insurance company as soon as possible. They will guide you through the claims process and help you understand what coverage you have as it pertains to the incident.
Understanding the laws regarding car accidents is crucial for safeguarding your rights and seeking damages. In most jurisdictions, drivers are required to carry a minimum amount of insurance to cover damages and injuries resulting from an accident. Furthermore, laws regarding fault and liability vary from state to state, with some states following a fault-based system while others follow a no-fault system.
As medical costs and damages can amount to a significant hit to your finances, recovering compensation can help you pay for treatment, physical therapy and lost wages due to injuries.